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All agents are NOT alike! Find out why I am a top real estate expert. Call me today 509-737-3092.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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"Laura gives it 200% and cares more about her clients and their needs than the money she earns..." Ed Harrod, Sales Manager
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Compare three mortgages at one time.
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Laura Harris-Hodges is one of The
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An Elegant Master Planned Community

Phase 1 - The Estates · Large Estate Home Sites · Lot Sizes Ranging From 1/4 to 1/2 Acres · Bring Your Own Builder or Choose From One Of Ours
Phase 2 - The Gardens · Over 11 Open Acres with Walking Trails and Greenbelts · Year Round Lake and Water Features · A Variety of Custom Housing Options and Home Sites For Families and Active Adults
 
Financing Your Home >Early Loan Approval
Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.
Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.
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| Q |
What five basic components of a "smart home" can be controlled by technology?
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| A |
Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home". |
See More Real Estate Trivia > |
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