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Reprinted from REALTOR® Magazine www.realtor.org by permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright 2003. All rights reserved.

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Welcome > Resources > Tips > Financing Your Home ...

Choose a Real Estate Tip...

	ARMs
	Assuming a Mortgage
	Balloon Mortgages
	Bridge Loans
	Buying Cooperatively
	Choosing A Lender
	Convertible ARMs
	Credit Card Mania
	Early Loan Approval
	FHA Advisory
	Financial Help
	Financially Qualified
	Financing Clauses
	Financing Contingencies
	Finding A Loan
	Finicky Financiers
	Good Faith Estimates
	Happy Banking
	Home Buyers Education
	Home Free
	Hybrids Offer Low Rates
	If You Are Self Employed
	Lenders Want to Say Yes

	More Down Payment Help
	More On ARMs
	Mortgage Fears
	Mortgage Myths
	Mortgage Terms
	New Loans
	Owner Financing
	Qualifying For A Loan
	Qualifying Guidelines
	Refinancing Your Home
	Shopping for the Best
	The Language of Financing
	The Loan Application
	The Margin on an ARM
	The Mortgage Shop
	The Real Bottom Line
	The Seller May Pay
	They Said Yes
	Watch Your ARMs Length
	When Interest Rates Rise
	Who Pays the Points
	Your Financial Cushion
	Your Mortgage

Do These Real Estate Tips Really Apply to YOU?

I've learned these tips through years of experience as a top Realtor. But I know that YOUR situation might be different. That's why I'm here.

It's my job to personally advise homebuyers and sellers. Ask me if any tip that I've included here really applies to your situation.

If you have any questions about these tips - or other tips you may have heard elsewhere - ask me! I'll respond quickly, for free, and without obligation...

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Q	Who received the largest land grant ever given to an English subject for only two beaver skins per year?
A	William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II.
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Laura Harris-Hodges, REALTOR®, real estate agent and broker for Tri-Cities, Richland, Kennewick and Pasco, Washington home listings, property and land for sale - NUMBER1EXPERT

Laura Harris-Hodges
Coldwell Banker Tomlinson Associated Brokers
8836 Gage Blvd Ste 101-B
Kennewick
WA 99336
509-737-3092
Fax: 509-783-5826
lharris@cbtabs.com
Buying and selling a home is serious business ... after all, for most of us, it is the most important investment we possess. When it comes to selecting a professional, you want a person with the knowledge, characteristics, and resources necessary to best look after your interests. With over 17 years of real estate experience, Laura goes the extra mile for all of her clients. That’s why she constantly researches the market and property values to insure that you achieve your goals. Laura is ranked in the top 1% of all Coldwell Banker agents nationally and is a Seniors Real Estate Specialist (SRES), Certified Residential Specialist (CRS) and Tri-Cities Home Construction Specialist. From selling to purchasing or building your new home, you won't find a harder working professional to handle all of your real estate needs. Laura Harris-Hodges “Making A Difference For You”

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