Local Photo Gallery for Tri-Cities, Richland, Kennewick and Pasco, Washington Provided by Laura Harris-Hodges

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Reprinted from REALTOR® Magazine www.realtor.org by permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright 2003. All rights reserved.

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Welcome > Local Info > Photo Gallery ...

Request my Free Richland, Tri-Cities, Kennewick and Pasco Relocation Package. It's packed full of useful and important information about the Richland, Tri-Cities, Kennewick and Pasco, Washington area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out...

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Beautiful Mountain Scene in Washington Click for larger image	Richland Washington Field Click for larger image
Washington State Nice Fairway Click for larger image	Snake River Dam Click for larger image
Washington Tournament Click for larger image	Windsurfing on Columbia River Click for larger image
Hot Air Balloons in Washington Click for larger image	Fishing in the Columbia River Click for larger image
SE Washington Snake River Dam Click for larger image	Golf in Washington Click for larger image
Golfing in Washington Click for larger image	On the Columbia River Click for larger image
Motorbike Racing Click for larger image

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School Reports in Tri-Cities, Richland, Kennewick and Pasco, Washington

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Closing or Settlement >The Good Faith Estimate

When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.

Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.

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Q	What information does nearly every state in America require the seller of a home to reveal to the buyer?
A	Most states require disclosure of any existing problems or conditions that could affect the value of the house.
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Laura Harris-Hodges, REALTOR®, real estate agent and broker for Tri-Cities, Richland, Kennewick and Pasco, Washington home listings, property and land for sale - NUMBER1EXPERT

Laura Harris-Hodges
Coldwell Banker Tomlinson Associated Brokers
8836 Gage Blvd Ste 101-B
Kennewick
WA 99336
509-737-3092
Fax: 509-783-5826
lharris@cbtabs.com
Buying and selling a home is serious business ... after all, for most of us, it is the most important investment we possess. When it comes to selecting a professional, you want a person with the knowledge, characteristics, and resources necessary to best look after your interests. With over 17 years of real estate experience, Laura goes the extra mile for all of her clients. That’s why she constantly researches the market and property values to insure that you achieve your goals. Laura is ranked in the top 1% of all Coldwell Banker agents nationally and is a Seniors Real Estate Specialist (SRES), Certified Residential Specialist (CRS) and Tri-Cities Home Construction Specialist. From selling to purchasing or building your new home, you won't find a harder working professional to handle all of your real estate needs. Laura Harris-Hodges “Making A Difference For You”

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