Tri-Cities, Richland, Kennewick, and Pasco real estate - new construction and homes for sale in Washington - Laura Harris-Hodges, REALTOR® Laura Harris-Hodges REALTOR(r) for Tri-Cities, Richland, Kennewick and Pasco, Washington real estate, new consturction - NUMBER1EXPERT™ Laura Harris-Hodges NUMBER1EXPERT(tm) for Tri-Cities, Richland, Kennewick and Pasco, Washington real estate, new consturction
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Laura Harris-Hodges, REALTOR®, real estate agent and broker for Tri-Cities, Richland, Kennewick and Pasco Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me today 509-737-3092.

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RealEstateABC
Resources: Tri-Cities, Richland, Kennewick and Pasco Washington home buying, real estate listings, and homes for sale in Benton                         County, WA
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Special Offers: Special offers for Tri-Cities, Richland, Kennewick and Pasco homeowners from Laura Harris-Hodges, top Realtor
Affiliates: Laura Harris-Hodges' real estate web site affiliates
eNewsletter: Laura Harris-Hodges' Tri-Cities, Richland, Kennewick and Pasco newsletter email will send you the latest real estate information
Today's Real Estate News: Daily real estate news for this neighborhood, Washington, and United States
Market Conditions Report: Market conditions report for this area, Washington, and United States
Monthly Payments & Schedule: Monthly loan payments java mortgage calculator
How Much Can You Afford?: Calculate how much home you can afford with this financial calculator
Determine Tax Savings: Calculate how much your monthly Tri-Cities, Richland, Kennewick and Pasco Washington mortgage payments save you on your taxes because of loan interest
Should You Rent or Buy?: Is it better to rent a home in Washington or buy your own Tri-Cities, Richland, Kennewick and Pasco house, ranch, luxury property, condominium, acreage, or other real estate?
Adjustable Rate Mortgages: Adjustable rate Tri-Cities, Richland, Kennewick and Pasco mortgages information and interest rate java calculator
What Is Your APR?: Determine the Annual Percentage Rate (APR) for your mortgage.
Fixed or Adjustable Rate Mortgage?: Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
Are Balloon Mortgages For You?: Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.
15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.
How Much Should Your Income Be?: What income is required to qualify for a mortgage? Use this calculator to find out.
What's Your Maximum Mortgage?:This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.
Will Buying Points Save You Money?:This calculator helps you determine if you should pay for points, or use the money to increase your down payment.
TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Washington real estate
Top National Real Estate Web Sites: Real Estate Web Sites that include some unique sources of realty information, listings, and more
Ask Anything: Ask Laura Harris-Hodges anything real estate
NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale
Real Estate Tips: Laura Harris-Hodges' realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Laura Harris-Hodges' collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Tri-Cities, Richland, Kennewick and Pasco property in Washington, including legal terms definitions, and more



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Real Estate Tips
Tax Considerations >Tax Breaks

      Most homeowners are keenly aware of the interest tax deduction on their home loan, but there are many other tax breaks which are often overlooked at income tax time. Pro-rated property taxes and mortgage interest in the year of sale are deductible. You will find these amounts listed on your closing settlement statement. If you paid off your mortgage and had to pay a pre-payment penalty, it qualifies as tax deductible interest. If you paid an "acquisition mortgage loan fee" on a home loan, this fee can be deducted as itemized interest. Home improvement loan fees are also deductible. Any remaining loan fees from re-financed or paid-off mortgages are fully deductible at the time of the mortgage payoff.
      Certain items don't qualify as deductions, but can be added to the cost basis of your home, such as transfer taxes, recording and title fees, and special local property tax assessments for new sidewalks, streets, or sewers.
      Don't be intimidated by the tax code! A little research or consultation with an expert can help you maximize your real estate tax advantages.
     

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Real Estate Trivia
Q 
Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?

A 
York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S.
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Laura Harris-Hodges, REALTOR®, real estate agent and broker for Tri-Cities, Richland, Kennewick and Pasco Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Laura Harris-Hodges
Coldwell Banker Tomlinson Associated Brokers

8836 Gage Blvd Ste 101-B
Kennewick
WA 99336
509-737-3092
Fax: 509-737-3079
lharris@cbtabs.com

Buying and selling a home is serious business ... after all, for most of us, it is the most important investment we possess. When it comes to selecting a professional, you want a person with the knowledge, characteristics, and resources necessary to best look after your interests. With over 17 years of real estate experience, Laura goes the extra mile for all of her clients. That’s why she constantly researches the market and property values to insure that you achieve your goals. Laura is ranked in the top 1% of all Coldwell Banker agents nationally and is a Seniors Real Estate Specialist (SRES), Certified Residential Specialist (CRS) and Tri-Cities Home Construction Specialist. From selling to purchasing or building your new home, you won't find a harder working professional to handle all of your real estate needs. Laura Harris-Hodges “Making A Difference For You”

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Coldwell Banker Tomlinson Associated Brokers real estate and homes for sale in Tri-Cities, Richland, Kennewick and Pasco Washington

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